Anti-Money Laundering (AML) Policy
This Anti-Money Laundering (AML) Policy sets out the measures and controls implemented by Just Casino to prevent the use of its online gaming platform for money laundering, terrorist financing, and other forms of financial crime. The policy is designed in accordance with the Anti-Money Laundering and Counter-Terrorism Financing Act 2006 (Cth), other applicable Australian legislation, and global best practice standards. All users, stakeholders, and employees are required to adhere to the terms and procedures outlined herein to ensure a secure and compliant environment.
Objectives and Scope
The primary objectives of this AML Policy are to detect, prevent, and report any suspicious activities that may involve money laundering or terrorist financing. The scope of this policy covers all products, services, and transactional activities conducted via the Just Casino platform by residents of Australia. This policy applies to all users, including both individual and corporate account holders, as well as to all employees, contractors, and partners engaged in the operation of the Just Casino platform.
Customer Due Diligence (CDD)
Just Casino implements robust Customer Due Diligence (CDD) procedures to verify the identity of its users and assess the risks associated with each account. CDD is performed at account registration and may be repeated at any time in accordance with risk assessments or legal requirements. The following information is collected and verified during the registration process:
- Full legal name
- Date of birth
- Residential address
- Valid government-issued identification (such as a passport, driver’s license, or national ID card)
- Proof of address documentation (such as utility bills or bank statements)
Enhanced Due Diligence (EDD) is applied to users categorized as high-risk, including but not limited to politically exposed persons (PEPs), users from high-risk jurisdictions, or users with unusual transaction patterns. Additional documentation and information may be requested to complete EDD.
Ongoing Monitoring
All user activity on the Just Casino platform is subject to ongoing monitoring to detect and prevent suspicious activity. Transaction monitoring systems are employed to identify unusual patterns, such as large deposits, frequent withdrawals, rapid movement of funds, or transactions inconsistent with the user’s known profile. Any transaction or activity identified as suspicious is escalated for further review by the compliance team and, where appropriate, reported to the Australian Transaction Reports and Analysis Centre (AUSTRAC).
Record Keeping
Just Casino maintains comprehensive records of all customer identification, account activity, and transaction histories in accordance with legal and regulatory obligations. All records related to AML compliance are retained for a minimum period of seven (7) years from the date of the transaction or the end of the business relationship, whichever is later. These records are securely stored and made available to authorities upon lawful request.
Reporting Obligations
In compliance with Australian law, Just Casino is required to report certain transactions and suspicious matters to AUSTRAC. This includes, but is not limited to, the reporting of suspicious transactions, large cash transactions, international funds transfers, and any activity that may be indicative of money laundering or terrorist financing. Employees are trained to promptly escalate any suspicious activity to the designated AML Compliance Officer for review and reporting.
AML Compliance Officer
Just Casino has appointed an AML Compliance Officer responsible for implementing and overseeing AML policies and procedures. The Compliance Officer ensures that all regulatory obligations are met, conducts regular risk assessments, and acts as the primary point of contact for regulatory authorities. The Compliance Officer also coordinates employee training and monitors the effectiveness of AML controls.
Employee Training and Awareness
All employees and contractors involved in the operation of Just Casino receive mandatory AML training upon commencement and at regular intervals thereafter. Training covers the legal and regulatory framework, identification and reporting of suspicious activity, customer due diligence procedures, and internal escalation processes. This ensures that staff are equipped to recognise and address potential money laundering risks and comply with all relevant obligations.
Risk Assessment and Policy Review
Just Casino undertakes regular risk assessments to evaluate the effectiveness of its AML controls and to identify emerging risks. The AML Policy is reviewed and updated periodically to reflect changes in legal requirements, business operations, and the global risk environment. Any material changes to this policy will be communicated to users and relevant stakeholders as required by law.
User Responsibilities
All users of the Just Casino platform are required to provide accurate information during the registration process and to comply with any requests for verification or additional documentation. Users must not attempt to use the platform for any unlawful purposes, including money laundering, terrorist financing, or other financial crimes. Breach of these obligations may result in account suspension, termination, or notification to appropriate authorities.
Contact and Further Information
For any questions or concerns regarding this AML Policy or its application, users may contact the AML Compliance Officer via the contact methods provided on the Just Casino website. The compliance team will address all inquiries in a timely and confidential manner, in accordance with legal requirements and best practices.